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The best credit counseling can identify multiple solutions for your situation and goals and empowers you to make forward progress. Not indicated by its name, credit counseling can include assessing income compared to spending, identifying and clarifying past debt history as well as other instances of borrowing, and formulating ideas for general financial improvement.

Is a payday loan right for you? Let’s review some of the largest payday lenders in America, how the loans work, how much they cost, who uses them and why.

Working regularly with a budget you can help keep you out of debt and even save money for important things like retirement, large purchases or even travel. Simply put, a budget can help you get more out of life.

Money Fit by DRS whole-heartedly supports financial literacy month while also encouraging our partners, citizens and clients to promote financial wellness year round.

You should review your credit at least on an annual basis. Since 2004, all American adults have the right to view their credit reports from the three major consumer reporting agencies, or CRAs (Equifax, Experian and TransUnion) every twelve months.

Are you asking yourself, “How can I spend my Tax refund?” Let’s look at ways you can make your tax refund work for you. Use our Tax Refund Calculator to help you determine what do to with your tax refund this year.

PowerCash is a small amount of your current spending that you can “redirect” toward your goals with as little pain as possible. While it may seem small, the savings can boost your finances to the next level!

Here’s a list of situations and behaviors that, if you recognize them in your own life, call for your time and urgent attention in order to avoid financial problems.